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First Buy Scheme

First Buy scheme was a scheme which followed along the same lines as the Home Buy Direct scheme with the main difference being the deposit loan from the Government was restricted to 20% of the initial purchase price.  It was allocated against specific plots designated by the developers and again this scheme has subsequently been replaced by the Help to Buy scheme.

The First Buy valuation required for your redemption follows the same strict guidelines and principals set out by a Help to Buy valuation and is redeemed directly through Target.HCA.  It will follow the same guidance as set out in the Home Owners Customer Information Pack and you will also be required to pay an administration fee of £250.00 to Target directly.

The Help to Buy valuation in this particular case will specifically look at market value based upon comparable evidence determined within the criteria set out by Target.HCA.  The details of how to pay back you deposit loan is detailed within our website.


R J Harmer Ltd has been established for over 25 years and offers professional advice to a number of National Clients.

Our services range from Part Exchange Agency to the specialism of Help to Buy valuations, property survey and valuation and New Homes sales and land agency.

Our personal and professional approach has allowed us to develop on a National Basis and offer our clients a reliable and efficient service – indeed many of our national clients have been with us since we began.

Our geographical area for Help to Buy valuations has a national coverage. We cover most of the Midland cities, including Leicester, Lincoln, Nottingham, Derby, York, Sheffield, Leeds and Birmingham . Our regional counties include. Cambridgeshire, Lincolnshire, Northamptonshire, Bedfordshire, Warwickshire, Leicestershire, Rutland, Nottinghamshire, Derbyshire, South Yorkshire and West Yorkshire,

Hi Tracey Many thanks for sending this through and for the advice – most helpful. I have just sent the documents and spoken with Target on the phone (Caitlyn) who took my payment, looked over the documents and uploaded them to the redemption team as we spoke. Thanks again for yours and Richard’s help. All the Continue Reading

Hi Tracey, I would like to let you and Richard know that my Help to Buy Redemption has now been successfully completed. Thank you both for your great service and valuable advice with regards to the redemption process, much appreciated. Regards   –   Amit/Roshni

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