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Help to Buy Scheme – Redemption

As part of your Help to Buy Scheme Redemption process you will need a RICS Help To Buy scheme valuation carried out by a RICS Registered Valuation Surveyor. Target require the Help to Buy scheme valuation to establish the Market Value of your property whether you have sold or are just repaying the loan.

We have now carried out over 3000 Help to Buy Valuations and Desktops.

The cost of our Help To Buy Valuation is £250 (This includes VAT).

Valuation Criteria

The criteria for the valuation scheme is quite strict and Target will reject incorrect/incomplete valuation reports. We have carried out over 3,000 RICS Help to Buy scheme valuations with no rejections. This is because we were initially appointed as one of the preferred RICS Surveyors for the repayment scheme and our help to buy valuation report is specifically designed for the payback process. The latest administrators – Target – now do not refer to the panel surveyors and refer you directly to the RICS website.

Our RICS Help to Buy scheme valuation fulfils the criteria required by Target for your redemption but our speciality lies with the advice we give to our clients. Having advised on how to repay the Help to Buy loan as part of our valuation service, our testimonials confirm that some of our quickest paybacks have been completed in minutes. The RICS valuation is an important part of the process but knowing what else to submit, understanding what is required by Target, and the actual advice we give to clients on the submission and telephone discussion, has led to numerous successful redemptions

How do I payback my Loan is one of the most frequent questions we are asked – we consider that the experience and advice we have to offer, combined with the RICS valuation, makes our service unique and at £250 including the VAT – the most comprehensive and competitive service around.

Please feel free to email us with any questions – – or alternatively book a valuation appointment with us – Request a help to buy valuation.


RJHarmer Ltd is a RICS registered Surveyor


R J Harmer Ltd has been established for over 25 years and offers professional advice to a number of National Clients.

Our services range from Part Exchange Agency to the specialism of Help to Buy valuations, property survey and valuation and New Homes sales and land agency.

Our personal and professional approach has allowed us to develop on a National Basis and offer our clients a reliable and efficient service – indeed many of our national clients have been with us since we began.

Our geographical area for Help to Buy valuations has a national coverage. We cover most of the Midland cities, including Leicester, Lincoln, Nottingham, Derby, York, Sheffield, Leeds and Birmingham . Our regional counties include. Cambridgeshire, Lincolnshire, Northamptonshire, Bedfordshire, Warwickshire, Leicestershire, Rutland, Nottinghamshire, Derbyshire, South Yorkshire and West Yorkshire,

Hi Tracey Many thanks for sending this through and for the advice – most helpful. I have just sent the documents and spoken with Target on the phone (Caitlyn) who took my payment, looked over the documents and uploaded them to the redemption team as we spoke. Thanks again for yours and Richard’s help. All the Continue Reading

Hi Tracey, I would like to let you and Richard know that my Help to Buy Redemption has now been successfully completed. Thank you both for your great service and valuable advice with regards to the redemption process, much appreciated. Regards   –   Amit/Roshni

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