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Staircasing Valuation for Help to Buy

What is a Staircasing valuation for Help to Buy? Staircasing valuation is the term used by Target and a number of Housing Associations for the repayment of the Help to Buy loan or Shared Equity loan – without the sale of the property.

Target refer to their Form B as a Staircasing redemption. This means paying back the Help to buy loan with either private funds or re-mortgage. This will require a Help to Buy valuation for Staircasing to be carried out by an RICS Registered Valuer.

With Housing Associations, the same principle applies although it would be defined as a Staircasing valuation for either the purchase of the remaining or part equity of the shared ownership property.

When selling a Help to buy property you will need a Help to buy valuation in the same way as the staircasing valuation– it follows the same principle for the Target redemption other than using the required Target Form A for submission.

Help to buy valuations are required for both the staircasing process and the resale process. Both require an RICS Registered valuer to be instructed. As the Target redemption requirement for valuation is quite specific, we would advise you to consider a surveyor with Help to Buy experience.

If we cannot help then Target will refer you to which will allow you to find a surveyor locally for your help to buy.

If you require further information or advice – or wish to book a help to buy valuation then please contact us


R J Harmer Ltd has been established for over 25 years and offers professional advice to a number of National Clients.

Our services range from Part Exchange Agency to the specialism of Help to Buy valuations, property survey and valuation and New Homes sales and land agency.

Our personal and professional approach has allowed us to develop on a National Basis and offer our clients a reliable and efficient service – indeed many of our national clients have been with us since we began.

Our geographical area for Help to Buy valuations has a national coverage. We cover most of the Midland cities, including Leicester, Lincoln, Nottingham, Derby, York, Sheffield, Leeds and Birmingham . Our regional counties include. Cambridgeshire, Lincolnshire, Northamptonshire, Bedfordshire, Warwickshire, Leicestershire, Rutland, Nottinghamshire, Derbyshire, South Yorkshire and West Yorkshire,

Hi Tracey Many thanks for sending this through and for the advice – most helpful. I have just sent the documents and spoken with Target on the phone (Caitlyn) who took my payment, looked over the documents and uploaded them to the redemption team as we spoke. Thanks again for yours and Richard’s help. All the Continue Reading

Hi Tracey, I would like to let you and Richard know that my Help to Buy Redemption has now been successfully completed. Thank you both for your great service and valuable advice with regards to the redemption process, much appreciated. Regards   –   Amit/Roshni

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